Industrial Bank OF Korea
기업은행 · 024110
Financials Banks · KOSPI
Market cap US$11.8B (₩16.2T)
Overview
Industrial Bank of Korea (IBK) is a government-established bank that provides loans, deposits, and a broad range of financial services specifically to small and medium-sized enterprises (SMEs) and small business owners across Korea.
It is listed on KOSPI, Korea's main stock exchange, and serves SMEs as their primary lender, supplying credit, foreign-exchange services, derivatives, trust products, credit cards, and retirement pension services. Its business is structurally anchored in SME lending, which forms the core of its loan portfolio.
Summary is AI-generated and may contain errors · figures from DART filings
Financials
Source: DART · FY ending Dec · latest FY2025Revenue
- FY2023US$25.6M
- FY2024US$21.4M
- FY2025US$84.8M
Operating profit
- FY2023US$2.5B
- FY2024US$2.6B
- FY2025US$2.6B
Net income
- FY2023US$1.9B
- FY2024US$1.9B
- FY2025US$2B
Key ratios (FY2025)
Why it matters
IBK was established under a dedicated law, the Small and Medium Enterprise Bank Act, making it a policy bank with a statutory mandate to support SMEs, a role distinct from ordinary commercial banks.
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