Seoul Guarantee Insurance
서울보증보험 · 031210
Financials Insurance · KOSPI
Market cap US$2.2B (₩3T)
Overview
Seoul Guarantee Insurance provides surety and guarantee insurance, policies that protect one party in a transaction if the other fails to meet their obligations, to businesses and individuals across South Korea.
Policyholders range from contractors and financial institutions to everyday consumers engaging in credit-based transactions. Listed on KOSPI, South Korea's main stock exchange, it is the only licensed comprehensive guarantee insurer in the country under the Insurance Business Act, giving it a singular position in the domestic market. Revenue comes from two streams: premiums earned on guarantee policies and investment income generated from managing those premium funds.
Summary is AI-generated and may contain errors · figures from DART filings
Financials
Source: DART · FY ending Dec · latest FY2025Revenue
- FY2025US$4.4M
Operating profit
- FY2025US$272.2M
Net income
- FY2025US$194.5M
Key ratios (FY2025)
Why it matters
Under Korean insurance law, Seoul Guarantee Insurance holds the sole nationwide licence to operate as a comprehensive guarantee insurer, a status explicitly granted by regulators.
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