What the company does
KakaoBank is a fully mobile, branchless bank that lets retail customers in South Korea open accounts, deposit money, and take out loans entirely through a smartphone app, with no physical branches.
It is listed on KOSPI, South Korea's main stock exchange, and serves individual consumers directly. Its business divides into two segments: a core banking arm providing standard deposit and lending products, and a platform arm that partners with both financial and non-financial companies to offer a broader range of services through the same app.
Summary is AI-generated and may contain errors · figures from DART filings
Financials
Source: DART · FY ending Dec · latest FY2025Revenue
- FY2023US$1.8B
- FY2024US$2.1B
- FY2025US$2.2B
Operating profit
- FY2023US$346.7M
- FY2024N/A
- FY2025N/A
Net income
- FY2023US$235.2M
- FY2024US$313.5M
- FY2025US$318.1M
Key ratios (FY2025)
Why it matters · Context, not a recommendation
KakaoBank operates under a dedicated internet-only bank licence issued under South Korea's Banking Act, a regulatory category distinct from conventional commercial banks.
Filings
All disclosures · English when translatedPrice charts coming soon
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