KakaoBank

카카오뱅크 · 323410

Financials Banks · KOSPI

Large-cap

Market cap US$7.6B (₩10.5T)

Overview

KakaoBank is a fully mobile, branchless bank that lets retail customers in South Korea open accounts, deposit money, and take out loans entirely through a smartphone app, with no physical branches.

It is listed on KOSPI, South Korea's main stock exchange, and serves individual consumers directly. Its business divides into two segments: a core banking arm providing standard deposit and lending products, and a platform arm that partners with both financial and non-financial companies to offer a broader range of services through the same app.

Summary is AI-generated and may contain errors · figures from DART filings

Financials

Source: DART · FY ending Dec · latest FY2025
Revenue · FY2025
US$2.2B
▲ +4.8% YoY
Operating profit · FY2025
N/A
Net income · FY2025
US$318.1M
▲ +1.5% YoY

Revenue

  • FY2023US$1.8B
  • FY2024US$2.1B
  • FY2025US$2.2B

Operating profit

  • FY2023US$346.7M
  • FY2024N/A
  • FY2025N/A

Net income

  • FY2023US$235.2M
  • FY2024US$313.5M
  • FY2025US$318.1M

Key ratios (FY2025)

ROE
6.5%
Debt/Eq
1032.0%
Op. margin
N/A (see filing)
Net margin
14.2%
Rev. YoY
▲ +4.8%

Why it matters

KakaoBank operates under a dedicated internet-only bank licence issued under South Korea's Banking Act, a regulatory category distinct from conventional commercial banks.

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For informational purposes only. This is not investment advice, a recommendation, or a solicitation to buy or sell any security. Do your own research; any investment decision is your own responsibility.

Data from DART, Korea's official corporate-filing system. Data sourced from official DART filings. Accuracy is not guaranteed. Figures are as of the date shown. As of 2026-06-12 (KST). · FX: 1 USD ≈ ₩1,380 (2026-06-01).

Company summaries are generated and may contain errors; financial figures are mapped directly from official filings.