kakaopay

kakaopay operates a digital financial-services platform that lets everyday consumers send money, make payments, and access insurance and investment products through their smartphones, all without the traditional paperwork or in-branch visits.

Its users are individual consumers who conduct financial transactions entirely through electronic channels, bypassing conventional bank counters. Listed on KOSPI, Korea's main stock exchange, the company sits at the intersection of technology and finance, a model Koreans call 'TechFin', where an information-technology company layers financial services onto its existing platform.